Best Citibank Credit Cards in Hong Kong

Compare Citibank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
We found 64 Citibank Credit Cards for you!
Standard Chartered Smart Card
MoneySmart Exclusive
5% rebate|Waive foreign exchange fee
Cash back on spending at designated stores of HKTVmall
5%
Cash back on local spend
5%
MoneySmart Exclusive Offer
HK$2,380

【MoneySmart Exclusive : B&W Pi5S2In-ear Earbuds !】From now until 15 May 2024, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get B&W Pi5S2 In-ear True Wireless  earbuds  (value: HK$2,380) or $800 ParkNshop vouchers or $800 Apple store gift card!

【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

【Smart Card x The Coffee Academics - Blue Monday no more! 】Enjoy Buy-1-Get-1-Free offer of any beverage on HK$45 or below EVERY MONDAY!

Valid until 15 May 2024 - See more details below
Apply Now
HSBC EveryMile Credit Card
Bank Promo
Local and oversea spending
As low as HK$2 = 1 Mile
Minimum Annual Income
HK$240,000
Welcome Offer
Up to $1,000 RewardCash
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to $1,000
Valid until 31 May 2024 - See more details below
Apply Now
Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash
Annual fees
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points

【Make Every Grocery Trip Count: Enjoy the Limited-time Offer up to HK$1,298!】
From now until 15 May, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart simply spend HK$600 within 30 days after card issuance, can enjoy an extra ACER Trunk Sport 4-wheel Frame Luggage 20” (Retail Value: HK$1,298) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP Supermarket voucher! You can also enjoy up to 120,000 yuu Points (equivalent to rewards worth HK$600) upon meeting the specified spending requirements!

Valid until 15 May 2024 - See more details below
Apply Now
Standard Chartered Cathay Mastercard
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, online and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
60,000 miles

【Free ACER Luggage!】From now until 15 May 2024, new cardholders who successfully apply for for Standard Chartered Cathy Mastercard now via MoneySmart to get ACER Trunk Sport 4-wheel Frame Luggage 20” (Retail Value: HK$1,298) or $900 ParkNshop vouchers / $900 Apple store gift card / AirSim sim card with $900 value!

【Limited time offer on 5,000 extra miles】From 26 April to 30 May 2024, Standard Chartered is giving away an extra 5,000 miles to new credit card holders!

【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 15 May 2024 - See more details below
Apply Now
WeWa UnionPay Diamond Card
MoneySmart Exclusive
Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 31 May 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in theRewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)



【PrimeCredit x MoneySmart】From now until June 30 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Delsey S-Series 30 inch Front
Loader Expandable Suitcase or Panasonic nanoe® Hair Dryer (EH-NA9K) or HK$500
Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)



**【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】**Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 31 May 2024 - See more details below
Apply Now
American Express Explorer® Credit Card
MoneySmart Exclusive
No expiry date for Membership Rewards points
Min. Annual Salary
HK$300,000
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
Miles Conversion (Eligible Foreign Currency Transaction)*
HK$2 = 1 Mile
【Get an extra HK$300 Statement Credit!】+Up to 71,000 Miles Welcome Offer in Town!
From now on until 31 May 2024, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 18,000 American Express Membership Rewards points and additional reward of 🔥HK$300 statement credit upon the first transaction within the first 3 months, and gain another 108,000 American Express Membership Rewards points upon the qualified spending of HK$7,000 within the first 3 months.

In total, customers can earn up to HK$300 statement credit and 108,000 American Express Membership Rewards points, equivalent to 7,000 miles - Earn 1 miles for every dollar spent! Plus, you can enjoy 8 complimentary access to Plaza Premium Lounges all over the world for a whole year!


Zoom to Japan, Korea, and Taiwan with Lightning Speed! Earn HK$2=1 mile on eligible foreign currency transactions, up to 720,000 Points, enough to redeem for 40,000 miles. Plus, earn HK$4.5=1 mile on eligible local transactions, up to 432,000 Points, enough to redeem for 24,000 miles. That's a potential of up to 64,000 bonus miles!
Valid until 31 May 2024 - See more details below
Apply Now
sim World Mastercard®️
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions
Up to 8%
Fee Waiver
First Year Free
Local Resident
HK$150,000

From now until 31 May 2024, customers apply for a designated sim credit card through MoneySmart (sim Credit Card/ sim World Mastercard®️) successfully to get a HK$200 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers! 



💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, and sim will offer an additional HK$50 cash rebate!



Including the sim welcome offer up to HK$700 or Now TV ‘Mega European Football
Competition 2024 Event Pass’ (Valued at HK$ 980) and HK$50 cash rebate, you can enjoy up to HK$1,230 rewards in total!

Valid until 31 May 2024 - See more details below
Apply NowApply directly on MoneySmart
DBS Black World Mastercard
MoneySmart Exclusive
Redeem various mileage points without any fee
Welcome Offer
Up to 42,000 miles
Upon meeting local and overseas spending goal*
HK$3/mile
Miles Conversion (overseas spend)
HK$4/mile

From now until 10 May 2024, customers who successfully apply for DBS Blackworld Mastercard via MoneySmart, can enjoy HK$500 Apple Store Gift Card/ Klook Voucher/ PARKnSHOP Supermarket Voucher! You can also earn the bank welcome offer of up to 42,000 miles at the same time!



【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】
Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 10 May 2024 - See more details below
Apply Now
HSBC Red Credit Card
Bank Promo
Min. Annual Salary
HK$120,000
RewardCash Rebate
Up to 4%
Cash back on Supermarket purchases
2%
Bank Promo:
New customer who successfully apply for a Cash Instalment Plan can enjoy an extra $200 RewardCash!
Earn unlimited rewards, with up to 4% RewardCash rebate for online spending, 2% RewardCash rebate for local supermarket transaction and 1% RewardCash rebate for other local and overseas spending!

No annual fee and no registration required, get your reward now!
Valid until 31 May 2024 - See more details below
Apply Now
AEON CARD WAKUWAKU
MoneySmart Exclusive
Min. Annual Salary
HK$0
Cash back on online shopping
6%
Cash back on Japanese spending
3%

【Limited Time Offer】From now until 31 May 2024, apply for the AEON CARD WAKUWAKU through MoneySmart, you can exclusively enjoy extra 3,000 SmartPoints and free to redeem HK$300 vouchers (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc). Alternatively, you can convert them into HK$200 cash and cash out directly! Click here to explore limitless possibilities (T&C applied)!



New AEON Customers successfully applied AEON CARD WAKUWAKU through “AEON HK” Mobile App and input the welcome offer code “MSWAKU” to enjoy an extra HK$200 cash rebate (Offer by AEON) and up to 16% cash rebate + HK$400 cash rebate! Enjoy a year-round 6% cash rebate on online spending! Earn 3% cash rebate on purchases in Japan and enjoy waived transaction fees on foreign currency transactions (except charges imposed by Cards Associations)!



【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】
Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 31 May 2024 - See more details below
Apply Now
sim Credit Card
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions
Up to 8%
Fee Waiver
First Year Free
Minimum Income Requirements
N/A

From now until 31 May 2024, customers apply for a designated sim credit card through MoneySmart (sim Credit Card/ sim World Mastercard®️) successfully to get a HK$200 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers! 



💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, and sim will offer an additional HK$50 cash rebate!



Including the sim welcome offer up to HK$700 or Now TV ‘Mega European Football
Competition 2024 Event Pass’ (Valued at HK$ 980) and HK$50 cash rebate, you can enjoy up to HK$1,230 rewards in total!

Valid until 31 May 2024 - See more details below
Apply NowApply directly on MoneySmart
Hang Seng MMPOWER World Mastercard®
Bank Promo
Get 6% +FUN Dollars on overseas spending
Annual fee
Perpetual annual fee waiver
+FUN Dollars rebate on selected spending categories
6%
+FUN Dollars rebate on Online Retail Transaction
5%
Bank Promo:
MMPOWER Super Deal】
From now till 30 June, 2024, customers who earn 6% +FUN Dollars in overseas foreign currencies spending, 5% +FUN Dollars in online retail spending and 1% +FUN Dollars in your selected spending categories upon meeting accumulative monthly eligible retail spending of HKD5,000, can earn up to $500 +FUN Dollars per month!
Valid until 30 Jun 2024 - See more details below
Apply Now
DBS Eminent Visa Platinum Card
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Rebate on designated spending categories
5%
Rebate on other retail spending
1%

From now until 31 May 2024, customers who apply for designated cards through MoneySmart (Eminent Visa Platinum Card/ DBS Eminent Visa Signature Card) successfully, can get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher! 



【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】
Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 31 May 2024 - See more details below
Apply Now
The Platinum Card
MoneySmart Exclusive
Enhanced Welcome Offer
Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Miles Conversion (Local Spending)
HK$9 = 1 Mile
Discount at designated restaurants
40%
【The Ultimate Choice for High-Spending Mileage: Enjoy up to HK$6,200!】
From now till May 31, 2024, customers who successfully apply for the Platinum Card via MoneySmart and complete the first transaction within the first 3 months, can earn 🆕 HK$600 statement credit!

With aggregate spending of HK$50,000 can enjoy an extra 🆕 HK$5,600 statement credit! Up to HK$6,200 statement credit in total!
Valid until 31 May 2024 - See more details below
Apply Now
American Express Gold Business Card
MoneySmart Exclusive
Uncapped 1% rebate on foreign currencies expenses
Annual Principal Fee
Annual Fee Waiver in First Year
Foreign Currency Spending Bonus
Up to 3X points^
Local Spending Bonus
Up to 2X points^
Bossing your business? Get the "Boss Gold Card" for real perks and show your boss status. Apply now with your BR ready! Enjoy first-year annual fee waiver upon successful application!


🌟Elevate You Spending Power: Get HK$1,300 for Approved Card & HK$1,000 Spent!】 
 Customers who successfully apply for the American Express Gold Business Card through MoneySmart can earn HK$300 statement credit upon first transaction made. Enjoy another HK$1,000 statement credit upon accumulated spending of HK$1,000 in the first 3 months❤️‍🔥! 



【Welcome Bonus Rewards】 
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can be redeemed for HK$1,050 Pay with Points or 17,500 miles)! 
Valid until 31 May 2024 - See more details below
Apply Now
EarnMORE UnionPay Diamond Card
MoneySmart Exclusive
Earn 2% cashback from everyday spending
Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 31 May 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)





[PrimeCredit x MoneySmart] From now until June 30, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) Or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) Or German Pool Smart Air
Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (**Extra reward will be fulfilled by PrimeCredit)



【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$55 for Every Referral! 】
Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 555 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 31 May 2024 - See more details below
Apply Now
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Bank Promo
Min. Annual Salary
HK$120,000
RewardCash Rebate
Up to 4.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to $1,000
Valid until 31 May 2024 - See more details below
Apply Now
HSBC Visa Gold Card
Bank Promo
Min. Annual Salary
HK$60,000
RewardCash Rebate
up to 2.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to $1,000
Valid until 31 May 2024 - See more details below
Apply Now
HSBC Visa Platinum Card
Bank Promo
Min. Annual Salary
HK$120,000
Cash back on local spend
Up to 2.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to $1,000
Valid until 31 May 2024 - See more details below
Apply Now
Dah Sing ONE+ Credit Card
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Annual Fee Waiver
First 2 Years
Cash back on retail spend
1%

【Welcome offer Exclusive for MoneySmart Users】From now until 31 May 2024,  New Dah Sing Credit Cardholder to get extra HK$150 PARKnSHOP supermarket vouchers or HKTVmall e-Voucher upon approval on the credit card! Total up to HK$650 rewards including Dah Sing Bank welcome offer. 



Each Eligible Cardholder is entitled to HK$500 cash rebate upon accumulating Eligible Spending of HKD5,000 or above, and making at least 5 Eligible Spending transactions, within the first 2 months from the date of the Bank's issuance of the Eligible Card.

Valid until 31 May 2024 - See more details below
Apply Now

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Citibank Credit Cards in Hong Kong 2022

Credit CardPromotion and OffersMinimum Income
Citi Rewards Visa CardEarn 5X rewards points when shopping at supermarkets & department stores HK$150,000
Citi PremierMiles CardEarn Asia Miles and enjoy travel benefits like airport lounge accessHK$240,000
Citi Octopus Platinum CardAuto-reload your Octopus card and earn rebates on everyday spending HK$150,000
Citi Clear CardStudent-friendly credit card with movie ticket discounts HK$60,000
Citi Prestige CardLuxurious travel benefits for high-income frequent travelersHK$600,000

Citi Prestige vs Citi PremierMiles- Which miles card to choose?

Citi Prestige

Citi Prestige Card provides high-income frequent travellers with luxurious travel benefits which include free access to over 1000 LoungeKey in more than 500 international airports, free 4th night of accommodation at any hotel, etc. The points earned have no expiry date and can be redeemed for a wide variety of mile options including Air Miles, British Airways, Singapore Airlines, and more free of charge.

Citi PremierMiles

Citi PremieMiles Card boasts a high miles conversion rate of HK$3= 1 miles for overseas spend and a flexible mile redemption option including Avios, KrisFlyer, Flying Blue and Qantas Frequent Flyer to redeem mileage of more than 100 airlines. It also offers up to 12 times of free access to 50+ selected Plaza Premium Lounges worldwide each year. It is a visa signature card which provides cardholders with travel, dining and shopping privileges.

Citi Cash back vs Citi Octopus vs Citi Clear Card- Which cash back card to choose?

Citi Cash back

Citi Cashback offers up to 2 % unlimited cash rebate with no minimum spending requirements throughout the year. It is a visa signature card which provides card members with the relevant privileges.

Citi Octopus

Citi Octopus Platinum Card is designed for people who use Octopus card frequently. Cardholders can enjoy 15% KMB, LWB, CTB and NWFB Bus fare rebate and HK$200= HK$1 Octopus cash back for e-wallet transaction. If your Octopus balance is running low, HK$250 will be added to your card automatically.

Citi Clear Card

With Citi Clear Card, you can earn 2% cash rebate on online spending in foreign currency and enjoy a wide range of movie ticket benefits including 2 for 1 movie tickets at Cinema City on selected days and discounted tickets at Citi Studio.

Citibank Credit Card Promotions

Dining Offers

With eligible Citibank cards, cardholders can enjoy a vast array of dining offers from fine dining to hotel dining and from Chinese cuisine to international cuisine at participating restaurants throughout the year. Hot deals include Kids Dine Free with 2 Buffets Ordered at Cafe Marco and Three on Canton, 10% off lunch and dinner buffets and a la carte food items at the Food Gallery- The Langham, Hong Kong, 10% off a la carte dining at maze Grill, Complimentary medium drink upgrade at McCafe etc.

Travel Offers

Eligible Citibank cardholders can take advantage of Citi card’s travel benefits when booking car rental services, sightseeing tours, accommodations and flights at participating merchants with Citibank cards throughout the year. For example, cardholders can enjoy up to HK$200 off on designated tours at Morning Star Travel and enjoy up to 20% off with KKday and 5% off with Klook, etc.

Shopping Offers

Citibank offers a wide variety of year-round shopping offers from household items to sportswear and from jewellery and fashion, etc. to cardmembers. Participating brands include Links of London, GigaSports, Chow Tai Fook, Fortress, Pricerite, etc.

background image

Citi Credit Card Reward Programs

Air Mile Credit Card

Citi PremierMiles Card, Citi Rewards Visa Card and Citi Prestige Card are among the best air mile cards Citi offers. Before you apply, it is important to understand the features of each card and your spending pattern. To make your money go further, you should be aware of the minimum annual threshold and year-round travel privileges.

  • Citi Rewards Visa Card has a friendly minimum annual salary requirement of HK$150,000 and it offers 8X Points for spending at supermarkets, department stores, and telecom providers. If you are a frequent shopper in these categories, this card suits you. 
  • Citi PremierMiles Card provides flexible redemption options including Avios, KrisFlyer, etc and it features a high earning ratio of HK$3= 1 mile for overseas spending. If you are a frequent traveller, this card matches your spending pattern.
  • Citi Prestige Card targets high-income earners with a minimum of HK$600,000 annual income. High-earners can consider applying for this credit card to enjoy its privileges such as a complimentary 4th night at any hotel and free access to designated lounges. 

Cash Rebate Credit Card

Cash rebate is simple and the rebate earned will be credited to your card account in the next statement: 

  • Citi Cash Back Card offers 2% unlimited cash rebate with no minimum spending requirements on global dining and hotel spending throughout the year. 
  • Citi Clear Card offers up to 2% cash rebate on online spending in foreign currency. The cash rebate earned from eligible transactions (online bill payment and transactions through Faster Payment System (FPS) Service excluded) will be credited directly to the eligible card account in the next statement.

Reward Point Credit Card

Rewards points are flexible and can be used for a number of redemption options from vouchers, gifts to air miles. Citi offers a full range of reward point credit cards, one of which is Citi Rewards Visa Card. 

  • Citi Rewards Visa Card has a friendly minimum income requirement of HK$150,000/ year and it offers 8X Points for spending at supermarkets, department stores, and telecom providers. Points earned never expire. Cardholders can make use of the online redemption platform Citi ThankYou Rewards to redeem a host of rewards including gift vouchers, gifts, miles, and cash rebates, etc. in a few simple steps. Cardholders can also offset credit card spending with Points earned through the City Pay with Points program. 

How to apply for Citibank credit card

Step 1

Eligibility Criteria

  • Age: over 18 years old
  • Residential status: Hong Kong resident
  • Financial requirement: fulfil the minimum annual income requirement stipulated by the card you wish to apply. In some cases, proof of asset can also be accepted.

Step 2

Documents Required

  • Proof of identity: HKID copy/ valid passport issued by place of origin
  • Proof of income: payslip/ bank statements/ passbook records 
  • Proof of address: utility bill/ bank statement or posted mail by a bank within the past 3 months

Step 3

Application Process

  • Submit application form online
  • Upload supporting documents
  • Citibank will then process the application once the application and supporting documents are received
  • The new credit card will be sent to you by mail upon successful application

Citibank Credit Card Hotline

Want to speak to a customer service officer from Citibank? Just dial the Citibank credit card hotline at 2860 0333 and follow the instructions. Here are some quick “shortcuts”: 1) Check credit card balance and transaction history: Press 2, followed by your account number. 2) Report stolen or lost Citibank credit cards: Press 2, then * 1 #. 3) Activate a new Citibank credit card: Press 2, then * 2 #.

Credit Card Recommendations

There is no such thing as the best credit card for everyone, but here’s a wise tip: choose a credit card that fits your spending habit to maximize the benefits!

Frequently Asked Questions

How do I check my Citibank credit card limit?

The easiest way to check your account balance and the available limit is to log in to your Citibank internet banking.

How long does it take to get Citibank HK credit card?

It usually takes 7 to 10 working days from the time you submit the complete credit card application.

How can I unblock my Citi HK credit card?

Please call 2860 0333 and speak to a customer service officer to unblock your Citi card.

How long will my Citibank credit card take to get approved?

Citibank typically takes 7 to 10 working days from the time you submit a complete credit card application (including all supporting documents) to approval. This includes a follow-up to verify your submitted details.

How do I check my Citibank credit card application status?

You can call the Citibank phone banking hotline at 2860 0333 to inquire about your credit card application status. Press 2 for English, then *2 for Non-Account Services, then 2 for Card Application Status Inquiry.

How do I waive my Citibank credit card annual fee?

Some Citibank credit cards already come with first-year annual fee waivers. Subsequently, it’s possible to get an annual fee waiver with selected Citibank credit cards if you’ve spent a certain amount on that card in the past year. You would typically need to call in to request a fee waiver.